Cash Balance (Bank + MoMo)
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Closing balance, all accounts
Sales — Jul 2026 (mtd)
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Surplus — Jul 2026 (mtd)
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Expenses — Jul 2026 (mtd)
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Monthly Profit Target — Jul
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Break-even Progress
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Outstanding Receivables
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3 achievers with balances
Investor Liability
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Reserves (Emergency + Growth)
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10% + 10% of net profit, YTD
Monthly Trend Sales vs Surplus, Jan–Jul 2026
Financial Health Score
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Alerts
Finance Head Briefing Auto-generated from this month's recorded numbers
Products Add every sash line you sell — selling price and cost price only
| Product | Selling Price | Cost Price | Units Sold (this month) | Profit / Unit |
|---|
Cost price = what it costs you to make one sash (weaving/embroidery + packaging + overhead). Units sold sets each product's weight in the blended break-even below — it doesn't need to be exact, your best estimate for the month is fine.
Fixed Costs Costs that don't change with how many sashes you sell
| Item | Monthly Amount |
|---|
Total Fixed Cost—
Break-Even Results
Weighted contribution margin/unit—
Weighted contribution ratio—
Break-even revenue—
Break-even units (blended)—
Units needed for target profit—
Margin of safety (vs Jul actual)—
Cost-Volume-Profit Chart
Forecast Assumptions
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Growth rates default to the compound monthly trend implied by January vs. June 2026 actuals (smoother than averaging noisy month-to-month swings). Adjust either rate to model a faster or slower scenario — the table and chart update live.
Projected P&L
| Month | Projected Sales | Projected Expenses | Projected Surplus | Projected Cash |
|---|
Forecast Chart Actuals (solid) vs projected (dashed)
Record a Payment
Date defaults to today but can be backdated for late entries. Achiever and order details are tracked in the CRM, not here. Made a mistake, or an achiever completed a part-payment? Edit the Status or Amount directly in the log below and click Save, or delete the row entirely.
Revenue Log Jul 2026
| Date | Method | Status | Description | Amount |
|---|
Record an Expense
Date defaults to today but can be backdated for late entries.
Expense Log Jul 2026
| Date | Category | Department | Supplier | Narration | Amount |
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Add an Achiever
Achievers Ranked by loyalty score — spend, order count, and recency blended
| Name | Phone | Orders | Total Spend | Last Order | Outstanding | Loyalty |
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Add a Supplier
Suppliers
| Name | Category | Contact | Amount Paid | Purchases | Balance Due |
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Add a Budget Line
Budget vs Actual Jul 2026 — actuals pulled live from your Expense Log
| Category | Department | Budgeted | Actual | Variance | % Variance |
|---|
Budget Alerts
Add Staff
Bonus rule: 20% of basic pay if the performance threshold is met, GH₵0 if not. SSNIT/PAYE deductions plug into the Deductions field for now — statutory calculation is on the roadmap.
Payroll Jul 2026
| Staff ID | Name | Role | Dept | Basic | Bonus | Allowances | Deductions | Gross | Net |
|---|
Add an Asset
Depreciation method is straight-line across the board: Annual Depreciation = Cost ÷ Useful Life. Only the Motor Vehicle has a recorded cost in your ledger so far (GH₵10,900, purchased Jan 2026) — the camera, tripod, mic, and phone are tracked as accounts but no cost was ever logged, so add their real purchase costs here when you have them.
Asset Register
| Asset ID | Label | Category | Purchased | Cost | Acc. Depreciation | Net Book Value | Status |
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Add an Investor
Investors
| Name | Invested | Return Due | Start | Maturity | Days Left | Status |
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Emergency Reserve Balance
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10% of net profit, YTD, minus withdrawals
Growth Reserve Balance
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10% of net profit, YTD, minus withdrawals
Monthly Allocation 10% Emergency + 10% Growth, applied only when the month is profitable
| Month | Net Profit | Emergency (10%) | Growth (10%) |
|---|
Record a Withdrawal
Reserve Growth
Statement of Financial Position Jul 2026 — generated live from Revenue, Expenses, Assets, Investors, and Reserves
Assets
Non-current assets (net book value)—
Cash and bank—
Trade and other receivables—
Total Assets—
Equity & Liabilities
Stated capital—
Emergency + Growth reserves—
Income surplus (retained earnings)—
Investor payable (outstanding)—
Trade and other payables—
Total Equity & Liabilities—
Profit & Loss Cash basis, all recorded months — click Download for a one-page report
| Month | Sales | Expenses | Surplus | Orders |
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